Workplace issues

Retirement

Dan Toth

Dan Toth

Director of Retired Members

Dan Toth was elected NALC director of retired members in 2018 through an election conducted by mail. Full bio

NALC’s Retirement Department serves the members, active and retired, with advice and assistance regarding pre-retirement and post-retirement issues. These issues primarily involve the Office of Personnel Management (OPM) and its administration of the Civil Service Retirement System (CSRS) and the Federal Employees’ Retirement System (FERS). But the issues also at times intersect with other agencies and programs, including the Thrift Savings Plan (TSP), Medicare, Social Security, Federal Employees’ Group Life Insurance (FEGLI) and Federal Employees’ Health Benefits (FEHB).

Retirement resources 

Questions and Answers on the Civil Service Retirement System
This NALC booklet covers Civil Service Retirement System retirement eligibility, credit for service, types of retirement, survivor elections, the Thrift Savings Plan, health and life insurance, and more.

 

Questions and Answers on the Federal Employees Retirement System
Covers Federal Employees Retirement System retirement eligibility, credit for service, types of retirement, survivor elections, Social Security, the Thrift Savings Plan, health and life insurance, and more.

Click here for more resources. 

 

September 13

2023 Retiree COLAs Projection: 8.6% as of August 2022

The 2023 COLAs for CSRS and FERS benefits are based on the increase in the average CPI-W between the 3rd quarter of 2021 (268.421) and the 3rd quarter of 2022 (TBA).

Based on the August 2022 CPI-W (1982-84) of 291.629, the 2023 CSRS and FERS COLAs are currently projected to be 8.6%. The 2023 retiree COLA calculation will be finalized in October 2022 with the release of the CPI-W for September 2022.

CSRS annuities receive full COLAs; COLAs for FERS annuities are payable for retirees 62 and older and may be reduced by up to one percentage point from the increase in the CPI.

General contact information

The NALC Retirement Department can be reached by calling 800-424-5186 (toll free) Monday, Wednesday or Thursday, 10 a.m. to Noon or 2 p.m. to 4 p.m. (Eastern Time), or by calling the NALC Headquarters switchboard at 202-393-4695 Monday through Friday, 9 a.m. to 4:30 p.m. (Eastern time) and asking for the Retirement Department.

COLCPE - Annuity formThe USPS HR Shared Service Center (HRSSC) can be reached by current employees who are planning or applying for retirement by calling 877-477-3273, option 5.

The Office of Personnel Management (OPM) acts as the personnel office for retired letter carriers, and is the agency responsible for administering retirement, health and life insurance benefits. Before you call or write to OPM, be sure to have your Civil Service Annuity (CSA) number ready. OPM can be reached by retirees who have a CSA number by calling 888-767-6738 or 724-794-2005, 7:40 a.m. to 5 p.m. Monday through Friday (Eastern time), or 202-606-0500 in the Washington, DC, area. Mail your written inquiries to Office of Personnel Management, Retirement Operations Center, Boyers, PA 16017 (unless OPM has specified a different address for a specific action such as health benefits open season).

More information:

Additional information

Are you planning to retire?

While the Office of Personnel Management (OPM) makes all decisions regarding retirement entitlement, current employees are required to apply for retirement through the USPS Human Resources Shared Services (HRSSC). Learn more.

Don’t forget to act to maintain your NALC membership when you retire to continue to receive the many benefits of membership. Learn more.

Retirees are an essential part of NALC’s political and legislative advocacy efforts. Learn more.

Click here for other useful documents and resources.

Are you already retired?

While employees who are planning or applying for retirement are required to process through the Postal Service Human Resources Shared Service Center (HRSSC), once retired, that changes. After the effective date of retirement, issues regarding retirement matters must be directed to the Office of Personnel Management (OPM). Learn more.

Don’t forget to act to maintain your NALC membership when you retire to continue to receive the many benefits of membership. Learn more.

Retirees are an essential part of NALC’s political and legislative advocacy efforts. Learn more.

Click here for other useful documents and resources.

Were you a casual prior to Jan. 1, 1989?