Workplace issues

Retirement

Dan Toth

Dan Toth

Director of Retired Members

Dan Toth was elected director of retired members by mail balloting of NALC members in 2022 and 2018. Full bio

NALC’s Retirement Department serves the members, active and retired, with advice and assistance regarding pre-retirement and post-retirement issues. These issues primarily involve the Office of Personnel Management (OPM) and its administration of the Civil Service Retirement System (CSRS) and the Federal Employees’ Retirement System (FERS). But the issues also at times intersect with other agencies and programs, including the Thrift Savings Plan (TSP), Medicare, Social Security, Federal Employees’ Group Life Insurance (FEGLI) and Federal Employees’ Health Benefits (FEHB).

Retirement resources 

Questions and Answers on the Civil Service Retirement System
This NALC booklet covers Civil Service Retirement System retirement eligibility, credit for service, types of retirement, survivor elections, the Thrift Savings Plan, health and life insurance, and more.

 

Questions and Answers on the Federal Employees Retirement System
Covers Federal Employees Retirement System retirement eligibility, credit for service, types of retirement, survivor elections, Social Security, the Thrift Savings Plan, health and life insurance, and more.

 

 

NALC Retirement for City Letter Carriers Title SlideRetirement Presentation
Director Toth’s workshop presentation Retirement for City Letter Carriers, dated March 27, 2024 is available in PowerPoint and PDF formats. Also provided are printable versions of the presentation and a handout packet that can be utilized by presenters.

2024 Retirement for City Letter Carriers: PowerPoint  |  PDF
Printable presentation: Color |  Grayscale  |  Black and White
Handout packet: PDF

OPM Quick Guide
The Office of Personnel Management now provides a Quick Guide regarding the retirement application process. This guide includes estimated time frames for each step and will be updated monthly.

Click here for more resources. 

October 10, 2024

2025 Retiree COLAs Projection: CSRS is 2.5% and FERS is 2.0%

The 2025 COLAs for CSRS and FERS benefits are based on the increase in the average CPI-W between the 3rd quarter of 2023 (301.236) and the 3rd quarter of 2024 (308.729).

Based on the September 2024 CPI-W (1982-84) of 309.046, the increase in the CPI is 2.5%. The 2025 COLAs for CSRS is 2.5% and FERS is 2.0%. The COLA will be effective December 1st and reflected in January payments.

General contact information

The NALC Retirement Department can be reached by calling 800-424-5186 (toll free) Monday, Wednesday or Thursday, 10 a.m. to Noon or 2 p.m. to 4 p.m. (Eastern Time), or by calling the NALC Headquarters switchboard at 202-393-4695 Monday through Friday, 9 a.m. to 4:30 p.m. (Eastern time) and asking for the Retirement Department.

COLCPE - Annuity formThe USPS HR Shared Service Center (HRSSC) can be reached by current employees who are planning or applying for retirement by calling 877-477-3273, option 5.

The Office of Personnel Management (OPM) acts as the personnel office for retired letter carriers, and is the agency responsible for administering retirement, health and life insurance benefits. Before you call or write to OPM, be sure to have your Civil Service Annuity (CSA) number ready. OPM can be reached by retirees who have a CSA number by calling 888-767-6738, 7:40 a.m. to 5 p.m. Monday through Friday (Eastern time). Mail your written inquiries to Office of Personnel Management, Retirement Operations Center, Boyers, PA 16017 (unless OPM has specified a different address for a specific action such as health benefits open season).

More information:

Additional information

Are you planning to retire?

While the Office of Personnel Management (OPM) makes all decisions regarding retirement entitlement, current employees are required to apply for retirement through the USPS Human Resources Shared Services (HRSSC). Learn more.

Don’t forget to act to maintain your NALC membership when you retire to continue to receive the many benefits of membership. Learn more.

Retirees are an essential part of NALC’s political and legislative advocacy efforts. Learn more.

Click here for other useful documents and resources.

Are you already retired?

While employees who are planning or applying for retirement are required to process through the Postal Service Human Resources Shared Service Center (HRSSC), once retired, that changes. After the effective date of retirement, issues regarding retirement matters must be directed to the Office of Personnel Management (OPM). Learn more.

Don’t forget to act to maintain your NALC membership when you retire to continue to receive the many benefits of membership. Learn more.

Retirees are an essential part of NALC’s political and legislative advocacy efforts. Learn more.

Click here for other useful documents and resources.