News & information

The Office of Personnel Management (OPM) is the government agency responsible for the oversight of the Federal Long Term Care Insurance Program (FLTCIP) for federal employees. Long term care helps those who can no longer perform everyday tasks by themselves due to chronic illness, injury, disability, or aging.

OPM recently announced that effective Dec. 19, 2022, they are suspending applications for coverage under the FLTCIP. Effective Dec. 19 individuals not currently enrolled may not apply for coverage, and current enrollees may not apply to increase coverage. Eligible employees and annuitants that submit an application for coverage prior to the start of the suspension period will have their application considered. This suspension will remain in effect for 24 months, unless OPM decides to end or extend the suspension period.

Current enrollees’ coverage status will not change as long as they continue to pay premiums. There is no change to coverage or the claims reimbursement process for those in a claim status, as long as benefits have not been exhausted.

The suspension notice can be found here. More information about the Federal Long Term Care Insurance Program, as well as eligibility and premium costs, can be found at www.ltcfeds.com.