Updated September 17, 2014    
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Director of Retired Members' columns published in The Postal Record.
June 2011 Postal Record: Ready for retirement? Members prepare for changing retirement landscape.
December 2010 Postal Record: While OPM delays, retirees wait on pensions: Increasing numbers of newly retired letter carriers must wait for finalization of their retirement payments.
December 2007 Postal Record:
NALC's Retirement Department: Ready for the baby boom
July 2002 Postal Record Director of Retired Members' column:
Advice on Long-Term Care Insurance Program
Office of Personnel Management's web page with additional information about the long-term care insurance program

What's New

Retired Member COLA

The accumulation toward the 2015 cost-of-living adjustments (COLAs) for both Civil Service Retirement System (CSRS) and Federal Employee Retirement System (FERS) was 1.6 percent following the Sept. 17 release of the Consumer Price Index (CPI) for August 2014. The 2015 COLA will be based on the increase in the average CPI between the 3rd quarter of 2013 and the 3rd quarter of 2014.

CSRS annuities receive full COLAs; COLAs for FERS annuities are payable for retirees 62 and older and may be reduced by up to one percentage point from the increase in the CPI.


Federal Employees Compensation Act (FECA) cost-of-living adjustments (COLAs) are applicable only in cases where death or disability occurred more than one year prior to the adjustment’s effective date.

Based on the Sept. 17 release of the August 2014 Consumer Price Index (CPI), the projected accumulation toward the 2015 FECA COLA was 2.1 percent.

The 2015 FECA COLA will be based on the increase in the CPI between December 2013 and December 2014, and it will become effective on March 1, 2015.

Long-term care insurance

Letter carriers or retired carriers can apply for coverage under the Federal Long Term Care Insurance Program at any time. You do not have to wait until the next Open Season, but you must submit a "full underwriting" application. "Full underwriting" means that applicants will have to answer numerous health-related questions. It may also include a review of medical records and possibly an interview with a nurse. OPM has stated that this is the same level of underwriting that those who purchase individual policies in the private market undergo.

Letter carriers may obtain additional information about any aspect of the Long-Term Care Program by calling 800-582-3337 or visiting the LTC web site at  www.LTCFEDS.com

You can also download application forms or apply on line at that website.

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