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MBA Board of Trustees

Special notices:

The Mutual Benefit Association is now licensed to offer life insurance products and maturity income products (Traditional IRA, Roth IRA and Non-Qualified Deferred Annuity) in Florida. For more information, please contact the MBA office.

If you or someone in your family is enjoying the many benefit programs available through the MBA, we would like to use your photo or theirs in our brochures and other publications. Please contact the MBA and let the office know if you’re interested.

Current interest rates
for MBA products

Current rates are set annually by the Board of Trustees and are in effect from Oct. 1 of each year until Sept. 30 of the next year.

Current interest rates,
Oct. 1, 2012–Sept. 30, 2013:

Universal Life*	4.50%
Interest Sensitive Whole Life*	5.00%
Deferred Annuities	4.50%
Flexible Annuities	4.50%
Life Dividends left on deposit	4.00%
Newly issued supplemental contracts	4.00%
Death claim interest on proceeds	4.00%

* Subject to minimum contractual guarantees

Updated January 18, 2013



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	Contact MBA

U.S. Letter Carriers Mutual Benefit Association
100 Indiana Ave., N.W., Suite 510, Washington, DC 20001-2144


	Myra Warren, Director

The United States Letter Carriers Mutual Benefit Association (MBA), founded in 1891, was created for the benefit of National Association of Letter Carriers members and their families. The MBA is the life insurance division of the NALC. Today, the MBA has more than $224 million of life insurance in force on its members.

Insurance plans offered by the MBA are designed to give NALC members and their families the best possible protection for the lowest cost. See MBA Membership Qualifications for details regarding eligibility for purchasing MBA products.

More from your Mutual Benefit Association

About the Mutual Benefit Association - The long history of the MBA

MBA Brochures - The MBA Insurance Programs brochure contains general descriptions of the basic life insurance, retirement and accident and health insurance plans currently issued to NALC members; answers MBA FAQs; links to additional brochures on individual plans

MBA Forms - Forms and Filing Information for MBA Policies

MBA Membership Qualifications - Criteria for purchasing MBA products (NALC membership is required to apply for MBA insurance plans)

MBA Insurance Glossary - Definitions of common insurance industry terms

Convention Materials - Information from Director of Life Insurance Myra Warren's presentation at the MBA Workshop during the NALC Conventions including the 2008 Boston Convention Workbook and the 2006 Las Vegas Convention Workbook

Privacy Policy - MBA's privacy policy for policyholders

Contact Us - How to contact the MBA for assistance

Useful Links - Web resources for MBA members